Be Very Careful!
Dana Christensen and her husband bought a health insurance policy which they were told was a good, comprehensive policy by the agent. Unfortunately when they had to use it, they found the promised coverage wasn’t there. They purchased a chemotherapy rider and were told it covered up to $100,000 of chemotherapy. However, they weren’t told the rider covered a thousand dollars a day and his chemotherapy sometimes ran up to $18,000 a day. Consequently, they were left paying $17,000.
Furthermore, no one at the hospital could explain, why when they arrived at the hospital for a prescheduled surgery, they had to pay $8,000 up front to be admitted. The staff on duty said they were the first people that it had happened to. When, Dana’s husband passed away, she was left with half a million dollars in medical bills.
Mrs. Christensen sued the insurance company. MEGA Life Health Insurance and the National Association for the Self-Employed. Without admitting guilt, they paid her $1.7 million. However, she refused to sign a confidentiality agreement. Before her husband died, he said that it may be too late for him, but this shouldn’t happen to people and she agree.
Mrs. Christensen believes that both the agent and the company were at fault. Her attorney obtained a declaration from a former MEGA Life insurance representative, who declared under penalty of perjury that he was trained to misrepresent the policy.
The Christensen’s former insurance company MEGA Life and Health, a subsidiary of HealthMarkets stated to CNN’s Larry King: “In January of 2005, HealthMarkets’ subsidiary, the MEGA Life and Health Insurance Company made a fair and reasonable settlement offer to Mrs. Christensen to avoid protracted litigation after the difficult struggle she endured with her husband’s illness and death. At the time of the settlement, Mrs. Christensen was under no obligation to accept our settlement offer.”
Mrs. Christensen took the settlement but wanted to be able to talk about it and wanted to let people know what these companies do. She wants people to be aware that they have to be very careful about what they’re promised and what they’re given.
Furthermore, no one at the hospital could explain, why when they arrived at the hospital for a prescheduled surgery, they had to pay $8,000 up front to be admitted. The staff on duty said they were the first people that it had happened to. When, Dana’s husband passed away, she was left with half a million dollars in medical bills.
Mrs. Christensen sued the insurance company. MEGA Life Health Insurance and the National Association for the Self-Employed. Without admitting guilt, they paid her $1.7 million. However, she refused to sign a confidentiality agreement. Before her husband died, he said that it may be too late for him, but this shouldn’t happen to people and she agree.
Mrs. Christensen believes that both the agent and the company were at fault. Her attorney obtained a declaration from a former MEGA Life insurance representative, who declared under penalty of perjury that he was trained to misrepresent the policy.
The Christensen’s former insurance company MEGA Life and Health, a subsidiary of HealthMarkets stated to CNN’s Larry King: “In January of 2005, HealthMarkets’ subsidiary, the MEGA Life and Health Insurance Company made a fair and reasonable settlement offer to Mrs. Christensen to avoid protracted litigation after the difficult struggle she endured with her husband’s illness and death. At the time of the settlement, Mrs. Christensen was under no obligation to accept our settlement offer.”
Mrs. Christensen took the settlement but wanted to be able to talk about it and wanted to let people know what these companies do. She wants people to be aware that they have to be very careful about what they’re promised and what they’re given.
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